Lease or Finance Your New Subaru

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Lease or Finance Your New Subaru at McDaniels Subaru of Columbia

Wondering whether leasing or financing is right for you? Both are great options for getting into your next vehicle. Our experts review the benefits of each to help determine which is right for you.

Benefits of Leasing

  1. Low Monthly Payments:
    • Leasing payments can typically be much lower than financing because the payments are structured around the depreciation over your desired lease term, rather than the full purchase price plus interest.
  2. Little or No Downpayment:
    • Leasing doesn't require a large down payment, making it easier to get into a new car.
  3. Few Maintenance or Repairs:
    • Since leases are only available for new vehicles and the average lease is only 36 months, the leased vehicle is under warranty for the duration of the lease.
  4. No Trade-In Hassles
    • Simply return the vehicle at the end of the lease without worrying about trade-in value.

Benefits of Financing

  1. Freedom of Ownership:
    • Even while you make payments, you functionally own your vehicle with no mileage or customization restrictions. You can sell or trade at any time or drive payment free once the loan is paid off.
  2. Long-Term Savings
    • Financing is typically more cost-effective for drivers who keep their vehicles for a long time. The average driver keeps their vehicles for around eight years, compared to the average lease, which is 36 months.
  3. Build Equity:
    • Finance payments build equity with each payment, meaning you own the vehicle's value.
  4. No Penalties or Fees:
    • With financing, you don't have to worry about getting penalized for excess wear and tear or going over a certain number of miles.

Contact McDaniels Subaru of Columbia for Finance and Lease Information

Our finance and lease experts at McDaniels Subaru of Columbia can help you determine which option is right for you. We'll provide a side-by-side comparison of the payments and review our current specials to help you get the best deal possible. No matter which option you choose, our team is committed to making your shopping and driving experience convenient and cost-effective.

Monthly Subaru Lease and Finance Offers

Our Subaru specials in Columbia, SC can help you find a vehicle you'll love without stretching your budget. We update our specials every month, helping you find the right car or SUV and the pricing plan that suits your needs. Our finance center can answer any question and help you choose a plan that matches your lifestyle.

Subaru Manufacturer Incentives

Manufacturer Incentives provide lease and finance deals for every new Subaru for sale near  Blythewood, SC. These incentives can get you into a Crosstrek, Impreza, or Solterra while keeping your rates low.

Special Discounts for College Grads and Military Members

We aim to give back to the community with several specials geared towards certain groups. Our College Grad Program helps you enter the next stage of life with a reliable and capable vehicle. We give back to those who served our country with Subaru Military Incentives.

Feel free to contact our team for eligibility and see how we can build an even more attractive Subaru finance or lease option near Lexington, SC.

Subaru Finance and Lease FAQs

It depends on your driving habits and preferences. Financing offers more freedom, long-term ownership, and no mileage restrictions. Leasing offers low upfront costs, simplified maintenance, and lower monthly rates.

Our Subaru specials and incentives near West Columbia, SC provide more competitive financing rates and leasing options. Specials ensure you can find an incredible vehicle without any added stress to your budget.

A dealership trade-in can simplify selling your car. Our team will provide a trade-in appraisal, handle the paperwork, and apply the value directly to your next vehicle. A higher down payment can lower your monthly rates. You don't need to buy from our dealership to sell us your car.

Bring your vehicle back to our dealership and decide what comes next. You can choose another new Subaru near Camden, SC to lease, switch to financing your current vehicle, finance a new Subaru, or leave without another one of our vehicles.