Subaru First-Time Car Buyer Program at McDaniels Subaru of Columbia
If you are wanting to purchase a vehicle, but have no credit history, the Subaru First-Time Buyer Program at McDaniels Subaru of Columbia is just the program for you. This program is designed to help customers with limited credit history and no prior auto credit, secure financing for a new Subaru or pre-owned Subaru. Find out more about the program eligibility, and start shopping for a new Subaru online today at McDaniels Subaru of Columbia.
Who is Eligible?
- Applicants who have no prior or current vehicle credit
- Applicants cannot have any derogatory or delinquent credit history, past or present
- Minimum customer down payment of $1,000 or more (excludes rebates and incentives)
- Applicant must have valid proof of income
What Vehicles are Eligible?
- Financed Subaru: All New, CPO, and Used (up to 12 model years old) Subaru vehicles are eligible (excluding Subaru WRX)
- Leased Subaru: Vehicle must be new Subaru (excluding Subaru WRX)
Frequently Asked Questions About Subaru First-Time Buyer Program
It's a special opportunity for our customers in Columbia, SC, and surrounding cities to finance a vehicle with no credit. We know it can be a hurdle too big for many to overcome, so we created a special program to make it easier for you to find a first-time lender.
You can't have any delinquency or derogatory marks on your credit report, a minimum down payment of $1,000, and valid proof of income. If you can check each of those boxes, then you are eligible for our first-time buyers program in Columbia, SC.
As a first-time buyer, you can finance or lease all new Subaru models (excluding the Subaru WRX), all certified pre-owned vehicles, and used Subaru cars and SUVs up to 12 model years old.
Yes, incentives and special offers are available for eligible vehicles in this program. You can explore new Subaru incentives near Blythewood, SC, pre-owned deals, and exclusive offers at our Subaru retailer. We want to give you a great start on your way to a new or used car for sale near West Columbia, SC.
You can complete your application online and then contact us. During the initial phone call, we'll determine your eligibility and begin working to secure a loan that suits you. We have multiple lenders available to provide you with a first-time auto loan near Lexington, SC. Contact us if you have any questions about the process or to get an update about your credit application. We look forward to helping you get in the driver's seat at our Subaru retailer near Camden, SC.
Find Out More About the Subaru First-Time Buyer Program and Get a Subaru Car Loan in Columbia, SC
To learn more about the Subaru First-Time Buyer program, and how you can secure a car loan with no prior vehicle credit, contact us today.
Note: The First Time Buyer Program cannot be used in conjunction with any other SMF programs. All applications subject to credit approval by JPMorgan Chase Bank, N.A. through Subaru Motors Finance (SMF).
How Can We Help?
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McDaniels Subaru of Columbia
490-2 Killian Road
Columbia, SC 29203
- Sales: 803-461-0257






