Subaru First-Time Buyer Program

Find Out More About the Subaru First Time Buyer Program at McDaniels Subaru of Columbia:

For shoppers who have limited credit history, and unsure if they will be able to finance or lease a vehicle, the Subaru First-Time Buyer Program is just the program for you. This program is designed to help customers with limited credit history and no prior auto credit, secure financing for a new or pre-owned Subaru. Find out more about the program eligibility, and start shopping for a new Subaru online today at McDaniels Subaru of Columbia. 

Who is Eligible?

  • Applicants who have no prior or current vehicle credit.
  • Applicants cannot have any derogatory or delinquent credit history, past or present.
  • Minimum customer down payment of $1000 or more (excludes rebates and incentives)
  • Applicant must have valid proof of income.

What Vehicles are Eligible?

  • Financed Subaru: All New, CPO, and Used (up to 12 model years old) Subaru vehicles are eligible (excluding Subaru WRX)
  • Leased Subaru: Vehicle must be new Subaru (excluding Subaru WRX)


Note: The First Time Buyer Program cannot be used in conjunction with any other SMF programs. All applications subject to credit approval by JPMorgan Chase Bank, N.A. through Subaru Motors Finance (SMF).

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  1. McDaniels Subaru of Columbia

    490-2 Killian Road
    Columbia, SC 29203

    • Sales: 803-461-0257
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  • Contact our Sales Department at: 803-461-0257
  • Monday9:00AM - 8:00PM
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  • Saturday9:00AM - 6:00PM
  • SundayClosed